Capital Gains Tax Calculator

Use our free capital gains tax calculator to estimate the tax on selling assets like stocks, bonds, or real estate. Compare short-term and long-term capital gains rates based on your income level.

Financial

Currency

Purchase Price (Cost Basis)

Sale Price

Holding Period (months)

months

Filing Status

Annual Income (before gain)

State Capital Gains Tax Rate (%)

Formula

Capital gains tax applies when you sell an asset for more than you paid. The tax rate depends on how long you held the asset: short-term gains (under 1 year) are taxed as ordinary income, while long-term gains receive preferential rates.

Short-term: taxed as ordinary income; Long-term: 0%/15%/20% based on income threshold

Percentage: The percentage value you want to apply

Number: The original number or value

Result: The calculated result

How It Works

1Enter the original purchase price of the asset.
2Enter the sale price.
3Enter how long you held the asset (holding period).
4Select your filing status and enter your annual income.
5The calculator shows federal and state capital gains tax.

Examples

$50K to $80K stock sale, held 18 months, $75K income

1.Capital gain: $80,000 - $50,000 = $30,000
2.Held >12 months: long-term rate applies
3.Federal rate: 15% (income $75K, single)
4.Federal tax: $30,000 x 15% = $4,500
5.State tax: $30,000 x 5% = $1,500
6.Total tax: $6,000

Result: $6,000 total capital gains tax

Frequently Asked Questions

Short-term capital gains (assets held less than 1 year) are taxed as ordinary income at rates up to 37%. Long-term gains (held over 1 year) are taxed at preferential rates: 0%, 15%, or 20% depending on income.

Yes. Hold assets for over 1 year, harvest losses to offset gains, donate appreciated assets, invest in opportunity zones, or use tax-advantaged accounts like IRAs.

Primary residences can exclude up to $250,000 (single) or $500,000 (married) of gain. Investment properties and second homes are fully taxable. Rental properties also have depreciation recapture.

Related Calculators

Income Tax Calculator Corporate Tax Calculator Property Tax Calculator Tip Calculator Discount Calculator Loan Calculator

Capital Gains Tax Guide

CalculateMe Team

Last updated: 2026-07-17

Examples

$50K to $80K stock sale, held 18 months, $75K income

1.Capital gain: $80,000 - $50,000 = $30,000
2.Held >12 months: long-term rate applies
3.Federal rate: 15% (income $75K, single)
4.Federal tax: $30,000 x 15% = $4,500
5.State tax: $30,000 x 5% = $1,500
6.Total tax: $6,000

Result: $6,000 total capital gains tax

Frequently Asked Questions

Yes. Hold assets for over 1 year, harvest losses to offset gains, donate appreciated assets, invest in opportunity zones, or use tax-advantaged accounts like IRAs.

Primary residences can exclude up to $250,000 (single) or $500,000 (married) of gain. Investment properties and second homes are fully taxable. Rental properties also have depreciation recapture.

Capital Gains Tax Calculator

Formula

How It Works

Examples

$50K to $80K stock sale, held 18 months, $75K income

Frequently Asked Questions

What is the difference between short-term and long-term capital gains?

Are there ways to reduce capital gains tax?

Do I pay capital gains tax on real estate?

Related Calculators

Related Articles

Capital Gains Tax Calculator

Formula

How It Works

Examples

$50K to $80K stock sale, held 18 months, $75K income

Frequently Asked Questions

What is the difference between short-term and long-term capital gains?

Are there ways to reduce capital gains tax?

Do I pay capital gains tax on real estate?

Related Calculators

Related Articles